A total of 10,784 romance fraud reports were made to Report Fraud during the year - an increase of 29 per cent compared with 2024. While police believe growing awareness and confidence in reporting may account for part of this rise, it also underlines the scale and persistence of a crime that can develop over weeks or months.

The total losses equate to almost £280,000 every day, with victims losing an average of £9,500 each. In some severe cases, individuals reported losses of up to £1 million. Romance fraud typically involves offenders building trust and emotional connections over time before requesting money. These requests are often justified using fabricated reasons, such as emergencies, investment opportunities or plans to meet in person.

The Metropolitan Police area recorded the highest total losses at £12.1 million. Other areas with significant losses included Hampshire (£3.45 million), Essex (£3.2 million), Thames Valley (£3.18 million), and Devon and Cornwall (£3.1 million), demonstrating that the issue affects communities nationwide.

Detective Superintendent Oliver Little from the City of London Police said:

“Romance fraud is particularly harmful because it targets trust and emotional connection. Offenders will often spend significant time building what appears to be a genuine relationship before attempting to exploit their victim financially.

“While the monetary losses can be substantial, the emotional impact is often just as damaging. This crime can affect anyone, and by reporting it, victims help us build intelligence, disrupt offenders and protect others from harm.”

Analysis shows that people aged 55 to 74 experienced the highest financial losses, accounting for nearly half of the total stolen. Although men made more reports overall, women suffered higher financial losses, representing just over 40 per cent of the total amount lost.

Romance fraud remains closely linked to online environments, particularly social media and dating platforms, where criminals can easily create convincing fake profiles. Investigators have also noted an increase in the use of AI-generated images and messages to make fraudulent identities appear more realistic. In many cases, romance fraud is combined with fake investment schemes, including cryptocurrency, increasing the financial risk to victims.

As part of its annual awareness campaign, the City of London Police is urging people to stay vigilant when forming online relationships and to watch for warning signs:

  • Be cautious if someone forms a relationship very quickly or expresses strong emotions early on
  • Be wary of excuses for avoiding in-person meetings or live video calls
  • Never send money, cryptocurrency or gift cards to someone you have not met face-to-face
  • Be alert to requests involving investments, emergencies or travel costs
  • Talk to a trusted friend or family member if something feels suspicious or pressured

Anyone who believes they have been targeted should report it to Report Fraud via the reporting hub or by calling 0300 123 2040. If money has already been sent, they should contact their bank immediately. In Scotland, victims can report fraud and cybercrime to Police Scotland by calling 101.

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